Important: Announcement of Extension of Suspension Period for FLTCIP Applicants
The U.S. Office of Personnel Management (OPM) published a Federal Register Notice of Suspension, effective December 19, 2024, extending the current application suspension period expiring on that date. While the suspension is in effect, individuals not currently enrolled may not apply for coverage under the Federal Long Term Care Insurance Program (FLTCIP) and current FLTCIP enrollees may not apply to increase their coverage. Read Important Notice >
Latest highlights
About FLTCIP Premiums
Long term care insurance is a complex, experience-based product. Because of this, assumptions are made about many factors at the time premiums are established. Learn how FLTCIP premiums are managed and invested and what factors lead to possible premium increases.
FLTCIP Claimants
Submitting a FLTCIP claim is now easier than ever. To improve your benefits experience, we developed a new Claims dashboard. Log into your MY LTCFEDS account to start submitting your reimbursement requests for claims online.
Online Account Security
We strengthened the security of your personal information by increasing authentication when accessing your MY LTCFEDS account. This is a common security practice referred to as "two-factor" or "multi-factor authentication."
Cost of Care
Use our Cost of Care Tool to find the average cost of home health care services, assisted living facilities, and nursing homes in your area.
